If you are a parent/guardian of a student studying at Chandigarh University, you are eligible for the plan.
The applicant/co-borrower should be an Indian citizen who would agree to co-sign and execute the loan agreement and other documentation, as well as promise to service the monthly installments to repay the loan.
Applicant/Co-Borrower should be salaried/self-employed.
Yes, you can decide on the EMI at your convenience.
Yes, you can choose the amount based on the annual semester fee / total course fee.
You can go back to your form using the same phone number you previously used. You can resume filling out the application from where you left off.
The monthly installments are auto-debited from your bank account via the ENACH mandate that is set up for you at the time of disbursal of your Monthly Fee Payment Plan. You can also pay us online via Net banking/UPI/Debit cards.
There are absolutely no hidden charges. Most products have zero additional costs. If there are any additional costs for using this service, they will be communicated prior to signing up.
Applicants are required to provide their KYC as per regulatory requirements which include a self-attested copy of their PAN Card and Address Proof (any 1 of Aadhar / Driving License / Passport / Voter ID). If we need any additional documentation, our team will get in touch with you.
Yes. We save all the data on a private cloud server.
Yes - once you have signed up with us and completed repayment - you can renew this facility seamlessly for future fee payments.
A dedicated team helps you to select the suitable plan as per your need with our EMI services provider.
It depends upon the tenure decided by the applicant, EMI Services Terms & Conditions.
Once the Upfront Charges/One advance, EMI is paid by the applicant, it takes 48 working hours to disburse the fee to the University Bank Account (Note: Govt Holiday/Sunday Excluded)
Yes, as per Applicant/Co-Borrower repayment capacity.
EMI Services Monthly Fee Payment Plan will cover up to 100% of the course fee, depending on the strength of the applicant’s profile and the creditworthiness of the principal borrower.
No, there is no need for any collateral/security.
If the applicant meets the eligibility criteria and completes the online process, the disbursal to the institute can be made within 24 hours.
The repayment schedule will commence immediately from the date of disbursal or commencement of the course (whichever is earlier) at the institute, with the candidate paying the first installment on that date itself.